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The companies processing credit card transactions, the modern alchemy of transforming plastic to cash, may all seem the same. But looking beyond the discount rate exposes a real difference between processors.

They do not all do business the same way or offer the same level of service. We invite you to compare Central Coast Processing to any of the others. After checking around, if you seek quality service, we're confident you'll choose to do business with us.

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Here's why Central Coast Processing should be your credit card processing partner:

Full Service Processor

All the pieces of the puzzle are here. Central Coast Processing is not just a sales operation. All processing takes place in our facilities in San Luis Obispo. Many in this industry outsource the actual processing, often to more than one company, making it difficult to locate problems. When Central Coast Processing is your processor, the buck stops here.

Personalized Service

Though most credit card transactions flow quietly from computer to computer, occasionally the process needs human intervention. That's when you'll notice Central Coast Processing's high quality of service.

When you call for help because your credit card transaction seems lost in an electronic maze, you don't want to listen to an endless list of numbers to push. You want a real person with real answers.

A customer service representative, not a machine, will answer your call, and they have the training, experience and tools to:

  • solve terminal & software problems
  • trace point-to-point transactions
  • resolve most problems in a single call
  • answer billing questions
  • virtually eliminate fraudulent chargebacks
  • provide assistance 24 hours a day, 365 days a year.

Honest Pricing, No Hidden Charges

When comparing processors you will find a variety of fee structures. We have easy-to-understand pricing. You'll never be surprised by hidden fees such as Visa/MasterCard transaction fees, batch-header fees, communications fees, yearly fees or membership fees.

But an important hidden cost -- chargebacks that shouldn't happen -- eludes comparison because it is embedded in the quality of service. Our chargeback defense yields a chargeback rate one tenth of the industry average.

Standard of Quality

We provide quality credit card processing services for quality merchants. Applicants must meet high standards of financial stability and business integrity to qualify as Central Coast Processing merchants. Those who do are treated with respect by our friendly, helpful customer service representatives, are not charged a myriad of small fees that add up to a large monthly cost, and get a real defense against unjustified chargebacks.

When it comes to electronic transactions "We fit the bill."